As both products and regulations become more complex, these critics say, so must the fine print that explains it all.
WSJ: How Companies Stack the Deck Against You With Fine Print
Maybe its genetics that explains it all.
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One of Mr Guterres's advisers explains that it all goes back to the period after the election in October last year.
It also explains all the ludonarritive dissonance (another pet peeve of mine) in Tomb Raider.
All this explains some of the difference in price, but not all of it.
"Anything I do I always try to do it perfectly, or else I'd rather not do it at all, " he explains.
"You're screaming your favourite actor's name and for that split moment, he turns and looks at you and waves - that's what it's all about, " she explains.
It explains Germany's insistence on government spending cuts for all - including itself - even though Keynesian economists say this is a sure-fire way of pushing the entire eurozone economy into a dangerous downward spiral.
It had just been completed in 1913, he explains, when an observant commuter noticed that it was not astronomically correct: the signs were all backwards.
"When you get to be too senior, it becomes too easy to spend all your time in your office, " he explains.
The nature of the department's errors, with all the bidders given flawed data, explains why the Department for Transport has said it cannot be certain that the outcome of the bidding process would have been different if the process had been robust, Robert Peston adds.
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