Dodd continues to champion an idea of creating a super regulator for bank safety and soundness, combining the supervisory roles of the two existing national bank and thrift regulators with the bank regulation duties of the Federal Deposit Insurance Corp. and the Federal Reserve.

FORBES: Financial Reform: The Legislative Logjam

As long as the deposit ceiling remains in place, BofA's expansion strategy hangs on making its existing branches more productive.

FORBES: On The Cover/Top Stories