In other words, your Primary Insurance Amount is viewed as non-existant until you apply for a retirement benefit.
FORBES: 44 Social Security 'Secrets' All Baby Boomers and Millions of Current Recipients Need to Know - Revised!
And Nigerians are eager to spend: fixed-line services are awful to non-existant, just as they are in most of Africa, and there are more customers with money than many assumed.
ECONOMIST: Ringtones from jungle to mountain top
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