Americans during the Great Depression voiced the same concerns about excess bank reserves, budget deficits, competitive devaluations and commodities speculation as they do today.

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But our current discussions largely revolve around the size and persistence of the national budget deficit, the excess of government spending above tax revenue.

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We've combed the budget, cutting waste and excess wherever we could.

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So any serious plan to tackle our deficit will require us to put everything on the table, and take on excess spending wherever it exists in the budget.

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It will not have access to the excess oil revenue that it typically taps for additional spending during the course of a budget year.

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The excess taxes would be placed into the coffers, with the idea being that this money would be the budget for the following year, and so it would work for every other year.

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The SBA also has saved entrepreneurs potentially billions in excess regulatory costs--all while cutting its overhead by 24%, according to the Office of Management and Budget, which helps the president formulate and administer the national budget.

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