Wagner says homeowners may try to trick the system to qualify for a modification, even at the risk of hurting their credit scores.

NPR: Mortgage Modifications Won't Benefit Everyone

And for some struggling homeowners loan modification may not even be the right option.

FORBES: Magazine Article

Microsoft Dynamics ERP solutions can strike the perfect balance: support for standardized industry best practices and the ability to implement global processes, while allowing rapid deployment and even faster modification and reconfiguration at the local level.

FORBES: Reducing Complexity In Global Organizations Cuts IT Costs By Millions