Because Chris Ertl is self-employed, he has to buy insurance on his own, from a for-profit insurance company.
NPR: Most Patients Happy With German Health Care
It goes to Gerhard Ertl, another German, and is for his studies of the role of surfaces in catalysing chemical reactions.
ECONOMIST: The 2007 Nobel science prizes
Evans' low left-footed shot was parried by Derby goalkeeper Stephen Bywater and summer signing Johnny Ertl pulled his effort wide moments later.
BBC: Sport - Football - Derby 0-1 Sheff Utd
In some ways, Chis Ertl's coverage is better than his wife's.
The pressure was enough to silence the home fans, but they soon had something to shout about when Ertl gave them an unlikely lead after 25 minutes.
BBC: Crystal Palace 2-2 Aston Villa
The cash-strapped Championship club led twice through goals by Johnny Ertl and Darren Ambrose, but were pegged back first by James Collins and then, cruelly, by the Bulgarian.
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