Employer ID Number listed on the settlement documents the taxpayer also argued that error voided the deal.

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Increasingly, however, more of those stories are becoming horror tales about a system in chaos with banks pushing people toward foreclosure, sometimes, allegedly, based on error-filled or even fraudulent and illegal documents.

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Reformations can, retroactively, change documents, but they may not always be effective in undoing tax consequences that occurred as result of the error.

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