Ever wonder how credit reporting companies like Equifax dig up dirt on overextended consumers?
But in 2007 Equifax was still reporting that Chakejian was the subject of an involuntary bankruptcy.
Consumer debt has reached pre-recession levels, according to the Equifax National Credit Trends Report.
You get one from each of three major credit reporting agencies: Experian, Equifax and TransUnion.
There are three national credit reporting agencies in the U.S.: Equifax, Trans Union, and Experian.
The company pulls personal and business credit history from bureaus like Experian and Equifax.
FORBES: Need A Business Loan? Impress The Algorithm, Not The Loan Officer
Most analysts think investors should stand pat on Equifax, with six of 11 analysts rating it hold.
Along with two collection reportings to all three of the major reporting agencies Experian, Equifax, and Transunion.
"Pay attention to the small details, " says Robin Holland, senior vice president for operations at Equifax in Atlanta.
Equifax says credit reports were obtained through something we all use (or should use): our annual free credit report.
Equifax said it intends to fund the purchase using debt and available cash.
FORBES: Equifax To Buy Computer Sciences Credit Svcs Unit For $1B
The majority of analysts think investors should stand pat on Equifax, with five of 10 analysts rating it hold.
Equifax is now facing federal class action lawsuits in New Jersey and Pennsylvania over claims files were mistakenly tagged with negative info.
Equifax enables consumers to access their credit reports through a variety of channels, including annualcreditreport.com which is a free service.
Consumers also can order one complimentary copy of their credit report per year from Equifax, Experian and TransUnion at annualcreditreport.com.
FORBES: Credit Scores Often Unreliable, Warns Consumer Financial Protection Bureau
Read my previous post on how to get your credit reports and scores from Equifax, Experian and TransUnion .
At Equifax, data security is paramount and we have stringent security measures in place for protecting the data entrusted to us.
Still, the amount of available new credit is just half of its prerecession level, according to the latest figures from Equifax.
Several times a year, order your credit report from one or more of the national credit reporting agencies (Equifax, Experian, TransUnion).
So far 3.3% of the mortgage borrowers in this country are 30 or more days delinquent on their payments, according to Equifax.
To determine where Americans are most frugal, we turned to Atlanta-based Equifax, one of the three largest consumer credit reporting agencies in the country.
In the third quarter, lenders made more than 36 million consumer loans, up 3.7% from a year earlier, according to Equifax Inc. and Moody's Analytics.
The consumer-loan uptick is most pronounced in the auto sector, where the dollar value of loans originated last year topped the 2009 total, Equifax estimates.
Equifax this morning said it has agreed to acquire the credit services business assets and operations CSC Credit Services, a unit Computer Sciences Corp.
FORBES: Equifax To Buy Computer Sciences Credit Svcs Unit For $1B
Sony suggests that those users watch out for spam and ask a credit bureau like Transperian or Equifax to place a fraud alert on their accounts.
From its database, Equifax determined total credit card debt in each of the 50 largest metropolitan statistical areas and metropolitan divisions from the first quarter of 2009.
FORBES: In Depth: Where Americans Are Overspending - 1. Miami, Fla.
This "score" is determined by one of three companies--Equifax, TransUnion or Experian--and basically tells a creditor how likely you are to pay back a loan on time.
Bank credit cards, retail credit cards and auto loans are all more readily available to subprime borrowers over the last year according to a March report from Equifax.
FORBES: Subprime Lending Is Back, And That's Not Such A Bad Thing
应用推荐