There is no denying that there were unscrupulous bankers involved in the financial crisis, just as there were greedy and unscrupulous ancillary industries and homeowners that were equally responsible for the housing boom and its inevitable collapse.

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On the flip side, for younger professionals and the unemployed, these questions have become equally paramount in a crowded job market, that leads many to the inevitable conclusion: Pursuing a career that is rewarding both financially and personally might have to remain a dream stowed away for the future.

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While I agree that the Fed has to buy up these treasuries to slow down the inevitable rise in long term rates, it is the consequence of an equally bad policy of encouraging the engagement in the carry trade at the expense of savers in the first place.

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