Kalou could still have won it right at the end but his control let him down badly and he shot weakly at Nikopolidis to sum up his team's efforts.

BBC: CHOOSE A SPORT

Nor is any owed at the back end, if your chosen stock shoots up and the children in fact pocket a nice sum.

FORBES: The Mini-Grat Tax Dodge

And heirs might end up with mixed feelings after learning they went for years without knowing they someday would inherit a tidy sum.

WSJ: Can You Trust Your Kid With $5.25 Million?