Opponents maintained that instead of cheaper loans, the payday and other high-risk loans will no longer be available and customers will have to turn to banks and pay higher fees, or end up bouncing checks.
FORBES: Montana voters approve interest-rate cap on small loans
Iain Duncan Smith has previous said that the current "ridiculous" system where people were given benefit with no further checks must end.
The fact of the matter is that while most college kids don't spend a lot of time thinking about the monthly costs of their off-campus housing, the people who usually end up writing the rent checks--their parents--do.
These could include tougher punishment of gun trafficking, aggressive prosecution of people who lie on background checks, and an end to limits on government research into gun violence.
Most others will be getting their rebate checks between next week and the end of May.
Last week, many of us were writing checks to worthy causes in an end-of-year rush to give to charity.
Deputy Prime Minister Nick Clegg announced the proposed change a year ago, saying he wanted to get the checks "into proportion" and end the "atmosphere of distrust over adults who are simply trying to do their best by their own children".
However, she added steps had been taken to remind drivers of their obligations about walk-round checks and for employees to attend courses by the end of February.
"I think the common ground clearly exists from a policy standpoint when talking about background checks, " said Dan Gross, president of the Brady Campaign to End Gun Violence.
He told MPs they included enhanced airport checks, an expansion of anti-viral stocks from 35 million to 50 million by the end of May, extra face masks and information leaflets for every family.
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