Others worry about electronic medical records or information being communicated to employers, insurance companies or the authorities.
The problem is that when most consumers get sick, employers and insurance companies usually pick up the tab.
Sixty percent of the country's employers offer insurance today, but that is down 9% from a few years ago.
We need a genuine free market in health care, one in which patients control the funds rather than governments, employers and insurance companies.
Unfortunately, doctors and patients have been willing to pay a high premium to get the best medicine, leaving the costs to employers and insurance companies.
The analysis of physician pay by the Medical Group Management Association indicates a greater shift to lower-cost primary care as employers, insurance companies and government health programs try to provide financial incentives to health professionals who work in outpatient care settings.
No, in that employer provided coverage is still a major place people will obtain their insurance, although many feel that employers will drop health insurance coverage.
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This is because 72, which would require big employers to provide health insurance from January 2006, and small employers from January 2007, is actually a cunning referendum on a law passed last year, which business groups and the governor dislike.
Aligning employers' National Insurance floor with the personal allowance of income tax - announced March 1998.
However, other business taxes such as VAT, employers' National Insurance contributions and business rates have all risen.
The recent 1% increase in employers' national insurance contributions also tightens the squeeze.
When employers set health insurance premiums, they subsidize the cost of coverage.
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Faith-affiliated charities, hospitals and universities have filed dozens of lawsuits against the mandate, which requires employers to provide insurance that covers contraception for free.
The administration also released a proposed regulation that allows nonprofit, religious employers that offer insurance to their employees the choice of whether or not to cover contraception services.
In the FT, Mr Fox said there was a strong argument for more spending cuts to reduce "taxes on employment" and called for employers' National Insurance contributions to be reduced.
Now some employers or their insurance companies are tracking what staffers eat, where they shop and how much weight they are putting on and taking action to keep them in line.
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Their proposals to promote more private-sector jobs for the poor by cutting employers' national insurance contributions and shifting the burden of taxation on to capital-intensive activities from labour-intensive ones merit further consideration.
Because the concept of employers offering health insurance is such a long standing institution in our country, the Affordable Care Act would have never passed into law had the drafters of the law ripped insurance from the employer market.
While the Genetic Information Nondiscrimination Act was signed into law in the United States in 2008, the protection it will provide against discrimination by employers and health insurance companies for employment and coverage issues has not been clearly established.
Adding further evidence for the power of the employer side of the labor market to adjust in the face of an individual as well as an employer mandate, the number of employers offering health insurance actually increased following reform.
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"If their employer is not paying employers' National Insurance, unbeknownst to them they may not then be entitled to statutory maternity pay if they become pregnant, they may not be entitled to statutory sick pay if they fall ill, " he said.
Writing in the Mail on Sunday, the MP - touted by some as a future leadership candidate - said the coalition "is about to enter the last chance saloon" and must consider a radical programme of tax cuts, including phasing out employers' national insurance contributions.
Financial planner Modly says HSAs make sense for small companies trying to contain health insurance costs, for self-employed people and for those whose employers offer no health insurance.
Uninsured Americans were to gain coverage through an expansion of Medicaid, mandates on insurance providers that they offer coverage to those with pre-existing conditions, and rules requiring employers to offer health insurance to their employees.
ObamaCare requires large employers to offer health insurance to workers (or else pay a penalty).
The iron triangle of employers, accountants and insurance providers has levelled health spending after years of steady growth.
Employers who drop health insurance coverage and provide other benefits to their workers would lose this preferred tax treatment.
And while some employers do sponsor retiree insurance, it is usually only for those under 65, fast disappearing, and increasingly expensive.
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Changes to employers' national-insurance contributions will make it cheaper to employ low-paid workers, but costlier to employ people on high incomes.
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