The reason: The tiny town has the highest ratio of elderly people of any single community in Japan.

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They claimed dozens of community projects, including support for the homeless, activities for elderly people, subsidised meals for the local community, and activities for children and young people, would be affected.

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Daphne Grace Suttle , JP (Penicuik, Midlothian) - For services to the community and to Elderly People in Penicuik, Midlothian.

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Community workers say that debt is a taboo topic for elderly people, and they will keep their money problems secret even from their closest loved ones.

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The community council says the local school is already full and housing for elderly people would be preferable.

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The report blames delays in transferring elderly patients from ward beds to intermediate or home care and a lack of resources for helping people in the community which could prevent them being admitted to hospital in the first place.

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