For services not deemed cost effective, insurance companies can sell policies to cover the additional care and niceties.
Such market health insurance has to pay the doctors and hospitals sufficiently to enable those with that insurance to obtain timely, effective health care, or their insurance would have no customers.
Additionally, the new reporting requirements will help identify those taxpayers who will be subjected to the so-called Cadillac tax on high-dollar insurance plans (effective in 2018).
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The second principle of effective reform is to have insurance choices so varied and responsive to individual needs that you could fire your insurance company if you wanted to.
When owners of small businesses are celebrating the holidays next year, their cheer, they are being told, should be tempered by the thought that they will have to cope with the employer requirements for health insurance that will be effective the first day of January, 2014.
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If a state insurance commissioner already has an effective rate review it will be the regulator doing the review, not the Feds.
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And, again, the President's focus here has been from the beginning on crafting a policy that builds on our existing private insurance system that is most effective and efficient in expanding coverage that ensures that those with preexisting conditions cannot be denied coverage or thrown off their health insurance plans, and provides all the other benefits that I've mentioned.
But HHS explicitly states that these private plans cannot modernize the design of Medicaid insurance to make it more cost-effective.
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This, despite the fact that economists from all political ideologies concluded that extending the length of time that workers can collect unemployment insurance benefits would be one of the most effective stimulus measures.
Also known as health promoters, peer educators such as Huynh are proving particularly effective at helping newcomers overcome such barriers as lack of insurance, confusion about the U.S. health care system, insufficient information on potentially life-saving cancer screenings and even cultural taboos that make it difficult for some women to acknowledge and seek medical help.
The fact is, most economists agree that extending unemployment insurance is one of the single most cost-effective ways to help jumpstart the economy.
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Strong opposition from the health insurance industry and pharmaceutical companies resulted in a very effective smear campaign for her proposals, and healthcare reform was put back on ice.
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As countless economists, independent economists have said, the payroll tax cut as well as the unemployment insurance are provisions that are some of the most effective provisions when it comes to giving momentum to economic growth and adding jobs.
Has any candidate insisted that genuine and effective health care reform requires accountability from everyone: drug companies, insurance companies, doctors, hospitals, the government and patients?
In theory, selling personal insurance and savings products through bank branches is more cost-effective than using networks of agents and brokers.
Instead of taxes and redistribution, the reformed programs rely on modern capital, labor and insurance markets, highly productive savings and investment, and highly effective, pro-growth market incentives.
As pressures on public finances and health insurance costs mount, chronic disease risks exemplify how much more cost effective it would be for health institutions, governments and businesses to focus on prevention rather than treatment.
If stimulus is the goal, it would be orders of magnitude more effective to reverse the tax cuts and temporarily increase spending for targeted job creation, unemployment insurance, infrastructure or aid to state and local governments.
It seems that the health insurance coverage provided to Members of Congress requires a 28 -day waiting period before it becomes effective.
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If Democrats are as successful in raising the minimum wage as they were in imposing the costly health insurance mandate, many employers will either find a way to use less labor or a cost-effective substitute.
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