There is no parallel infrastructure to help make effective investment decisions in education or any other aspect of the social sector.

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This means that there can be no effective dialogue between those who see the world under the aspect of faith and those who do not.

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This is a cycle that I offer my clients, is so simple yet so effective that it can be overlaid in just about every aspect of their lives.

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One key aspect of the arrangement -- and the one that will probably be most effective in getting skeptical customers to sign on -- is that users can opt out of the program at any time.

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