Many other businesses are concerned about the effect of the bank closures on their ability to operate.
And what do you think the effect of this Bank of America takeover of Merrill Lynch has overall?
One detrimental effect of the bank crisis three years ago is tightened credit standards among regional banks have reduced access to capital for small businesses.
The higher doses have the side effect of fattening the bank accounts of both Amgen and the clinics that choose the prescriptions.
Scope, the outsourcing arm of Standard Chartered, the largest foreign bank in India, has the grand aim of becoming, in effect, the back office for many of the bank's operations in 56 countries.
ECONOMIST: India aims to become the back office for the world's banks
Mr Draghi, the president of the ECB, was asked at his news conference whether, in effect, the ethos of the bank was now more "lira" than "deutschmark".
Investors may well want more than just half a point, especially as the money markets have in effect increased the cost of bank funding by much more than that.
"There is no effect on deposits with Bank of Cyprus UK Limited, which is a UK bank, " said a spokesman.
Despite the pending lifting of the grain export ban, scheduled to go into effect on July 1, the Central Bank of Russia does not expect domestic food prices to rise in response to more of Russian agribusiness shipping grains abroad instead of serving the local market.
FORBES: Russia Economy Looking Better; Unemployment Drops to 6.4%
We also indicated that we acknowledged the role performed by central banks of different countries, and more particularly, in the recent past, the role of the European Central Bank, the role performed to the effect of ultimately preventing a liquidity crisis of substantial proportions, which would thus affect all countries adversely.
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"In effect, we are investing alongside Bank of America in this one, " says Christy.
In the case of IFAs, there is evidence of reduced portfolio variance, systematic and unsystematic, as a result of such involvement, but no traces of such an effect remain in the bank advisor sample.
Allowing for the effect of transferring the interest income that the Bank of England has earned as a result of quantitative easing, that measure of borrowing has actually fallen for the remaining years of the Parliament.
However, these branches deliver just 9% of Lloyds' profit - largely because what's being sold is in effect a low-margin mortgage bank, without the benefit of all the other higher margin loans and products that Lloyds also sells its millions of customers.
The optimists' gloss on all that was that Italy's financial woes are being quarantined - and the rest of the eurozone is galloping towards the kind of fiscal integration that would (at the last) allow the European Central Bank to (in effect) underwrite the credit-worthiness of all member states (see my post, The eurozone's borrowing costs may stay lethally high, for more on this).
The foreign debts represent only 6% of total bank assets and the effect on these liabilities is mitigated by the dollar assets banks create with this funding through export-credit financing.
The Fed's half-point cut in mid-September showed that the central bank is worried about the effect of the housing market on growth but also that it hopes speedy action will limit the extent to which that infects the broader economy.
But the governor of the Bank of England warns that was due to the one-time economic effect of the Summer Olympics being held in London, and the U.K. economy could be back in negative growth in the fourth quarter.
In effect, the Bank now thinks that that kind of rapid bounce back in the economy is all but inconceivable.
This could encourage workers to pass up potential job opportunities. (It could also encourage people to register as unemployed, without affecting underlying labour supply.) Most studies suggest that the extensions can be blamed for an increase in the unemployment rate of about a percentage point, although a new report from the Federal Reserve Bank of San Francisco says the effect is much smaller, just 0.4 percentage points.
Members of the Bank of England's Monetary Policy Committee will have to decide whether the dominant effect of the energy price rise is to reduce demand from the economy, so that the long term prospects for inflation returning to target are improved, or to dangerously increase underlying inflationary pressures.
He was determined to effect a similar, unilateral withdrawal from parts of the West Bank .
Such commissions could be construed, in effect, as part of the underwriting fees earned by the bank.
The narrowest measure of the money supply - in effect, cash on bank balance sheets - has risen by 58% since September, as you'd expect when the Bank is handing their customers all that freshly created money in exchange for the purchased gilts.
According to the central bank, 22% of families are in effect without a breadwinner.
So the World Bank would assume, in effect, the risk of Laos not honouring its contractual commitments.
And at that point, said bank will go down, risking a domino effect of collapses throughout the financial system.
Once Germany's tax reforms come into effect, the bank will be able to sell these free of capital-gains tax.
Back then the range of possible outcomes was quite widely spread: in effect, the Bank thought that anything could happen, including something very good.
In response, Mr Osborne would point instead to the difficult domestic legacy of the financial crisis, and the chilling effect on investment and bank lending from the crisis in the eurozone.
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