But Ed Yingling, president of the American Bankers Association, insists they're at the root of the carnage in the financial world.

NPR: SEC Changes On The Table

Ed Yingling, president and CEO of the American Bankers Association, says it's not a plan bankers sought, but they're supporting it.

NPR: Federal Plan To Invest In Banks Met With Caution

Mr. ED YINGLING (President, CEO, American Bankers Association): The mess we are in was started by the subprime crisis, but it didn't have to be anywhere near this bad.

NPR: SEC Changes On The Table