If choosing a single BDC makes you nervous, you can buy E-TRACS WELLS FARGO BUSINESS DEVELOPMENT COMPANY INDEX ETN (BDCS, 26) .

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"It's important for African-Americans to see there are other race struggles going on in the world, " says Wells, whose e-book "Black Paris Profiles, " shares the stories of 24 black American and Afro-Caribbean folks who reinvented their lives here.

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It competes with firms like E-Trade, Ameritrade, Wells Fargo and Bank of America.

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It competes with other online brokerage, banking and financial services firms like E-Trade, TD Ameritrade, Wells Fargo and Bank of America.

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Richard: Speaking of growth, did you see that Wells Fargo securities in several of their reports have predicted that the e-cigarette business will overtake the traditional cigarette market within a decade.

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"Wells Fargo, Citibank and American Express all have piddly little brokerages, " says E-Trade President Jerry D.

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