That means women are less likely to sign up for fraud protection programs like text message or e-mail alerts that warn of abnormal transactions.

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By counting each e-mail sent by a white-collar wrongdoer as a separate case of wire fraud, prosecutors can threaten him with a gargantuan sentence unless he confesses, or informs on his boss.

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Shadow Account starts with a jolt when Conner Ashby, a young investment banker relaxing at home with his gorgeous girlfriend, sees something he wasn't supposed to--an e-mail, mistakenly sent to his personal computer, which discusses a huge accounting fraud.

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