Her back-office system, the latest version from Dayton, Ohio-based Reynolds and Reynolds, automatically sends out discount coupons by e-mail or regular mail, alerting customers to 10, 000-mile checkups or extended-warranty offers.

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Thanks to smartphones, e-mail and sometimes-scary economic news, denizens of the digital world are now the ones clipping coupons -- even when there's not an actual piece of paper involved.

CNN: The new frugal: Tech-savvy coupon clippers

If you don't see any coupons for the products you buy, try calling the toll-free numbers or e-mailing the companies that make them, suggests CouponMom's Nelson.

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