Dusche said a major reason is that the technology is really just becoming useful.

CNN: Microsoft pushes smart cards

"Cards, until very recently, did not have the ability to be programmed, " Dusche said.

CNN: Microsoft pushes smart cards

As proof, Dusche pointed to the smart cards issued to Microsoft employees for network and security access.

CNN: Microsoft pushes smart cards

Windows for Smart Cards 1.1 will be available for download on Microsoft's Web site on Thursday, Dusche said.

CNN: Microsoft pushes smart cards

Microsoft released Windows for Smart Cards seven months ago and, according to Dusche, has sold 20 million units since.

CNN: Microsoft pushes smart cards