"You see a lot more people on Facebook duringexams since they are already at the computer and it is easy to access and procrastinate, " the student said.
During the exams, SEC staff members choose one or two areas, such as conflicts of interest or portfolio management, and examine the books and records of the newly-registered adviser.
They all reckon the Welsh Government is right to build on the current system, right to give schools the choice of pinning everything on one set of exams or letting pupils pick up marks during the school year.