Actual insurance rates will depend on individual driver factors.

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The National Transportation Safety Board said in July that driver fatigue and other factors likely caused the crash, finding Cheung had limited opportunities for quality sleep in the days before the accident.

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Bernanke also says in the speech that he does not think structural factors are a major driver of persistently-high unemployment, at least not yet.

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General Secretary Mick Whelan said the driver shortage had been caused by a number of factors including a competitor in the area offering higher salaries.

BBC: Arrivals board

Economic factors were cited by 76% as an important driver for cloud adoption, bringing strategic benefits such as transforming their business models to gain a competitive advantage.

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He also concluded that three factors had contributed to the wheel loss, including the fact that the driver on the day had not carried out a walk round check to visually identify any defects on the vehicle.

BBC: Edinburgh, Fife & East Scotland

Jurors evaluate the vehicles on factors including value for the dollar, innovation, handling, performance, safety and driver satisfaction.

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