But sometimes the best games come from outside the system, from independent developers with a maxed-out credit card and a dream.

FORBES: The Best Independent Video Games

He said it was dream come true for him in 2009 when Apple added his business card sharing app, CardShare, which he developed at age 13, to the App Store.

FORBES: 'The Next Steve Jobs' Strikes Again

The dream is that, eventually, everything about you--name, address, Social Security number, credit card accounts, medical history and more--will be instantly recognized and ready for secure delivery to a vendor with whom you'd like to do business.

FORBES: Where Everybody Knows Your Name