One is there is a provision called the CLASS Act, which is going to allow workers in the current workforce to begin to voluntarily decide to have a payroll check-off and put aside some money that they can draw on later to provide the kind of residential care that I think is being talked about.

WHITEHOUSE: Tele-Town Hall: The Affordable Care Act & Seniors

Scott advises applicants to check out Dockwalk -- a sailing crew community site, where people can share their experiences and draw on collective knowledge to establish if a captain is legitimate.

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