"We have a higher documentation fee because documents are not spit out of some loan production package, " says David Loundy, vice president at Devon Bank.

FORBES: Don't Call It Interest

He didn't ask to see any documentation and passed on the fee arrangement deal to a panel of three arbitrators chosen by the lawyers and the tobacco industry.

FORBES: Seed money

Medicare substantially improved its claims documentation, and reduced its error rate reporting in the Fee for Service portion of the program from 10.1% in FY 2004 to 5.2% in FY 2005.

WHITEHOUSE: Testimony of Clay Johnson III