If she needs it to grow for her future, it needs to be diversified.

NPR: How to Weather a Rocky Economy

Indeed, more and more people are deciding that their company pension is something that needs to be diversified against, with many wealth managers advising those whose pensions have done well so far to get out at the top and spread the money into a mix of stocks, bonds and mutual funds.

FORBES: Magazine Article

We have diversified sources to meet many of our energy needs (for example, coal, nuclear power, hydroelectric and biomass).

CENTERFORSECURITYPOLICY: Energizing America

Retirees should invest in a diversified portfolio of index funds to meet their income needs.

FORBES: Index Funds Work for Retirees

Wise investors will create a diversified allocation of stocks and bonds based on their needs and rebalance their portfolio regularly to control risk.

FORBES: The Next 10 Years

My strategy included mostly index funds and ETFs in a diversified portfolio for clients based on their long-term needs.

FORBES: Passive Investing Doesn't Exist, But So What?