Since 1998, federally subsidized student loans have been non-dischargeable in bankruptcy, except in rare cases involving permanent disability or death.

CNN: Obama should push bankruptcy relief for student loans

If student debt is not to shackle existing graduates and put off future ones, the rules could be changed so that it is dischargeable in bankruptcy.

ECONOMIST: Student loans

There is high unemployment and ordinary savers are getting close to zero returns, while many young people and not so young people are crushed by non-dischargeable student debt.

FORBES: Should We Care About Romney's Unreleased Tax Returns ?

First, I need to correct something that you stated: taxes are not dischargeable if the return was filed after its due date and less then two YEARS (not days) before filing.

FORBES: Many Consumer Bankruptcies Do More Harm Than Good