After a disaster, insurers may decide to restrict coverage, and state regulators are likely to prevent private insurers from charging premiums that reflect the actual risk.
The Steelers put a platoon of five big bodies on the line of scrimmage with two bone-rattling linebackers behind them, ceding to Tebow and his receivers the advantage of man-to-man coverage with only one deep safety available to avert disaster.
Regular homeowners insurance provides coverage for the cost of additional living expenses if a home is damaged by an insured disaster, such as wind damage or a tree that fell through the roof.