They don't obsess about job loss or a withering 401(k), but school-age kids have their own anxieties, such as being unpopular, flunking an exam, even disappointing you.
If you find all that a little disappointing then you can always employ the debating technique favoured by UFO true believers - the deployment of questions designed to expose the lack of absolute certainty in almost all human affairs.
But release it to developers too soon and you risk disappointing them if you need to change important features (or whole architectures) upon which their projects rely.
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How disappointing do you think the Iowa and New Hampshire results have been for Governor Mitt Romney?
"I think it is disappointing - you want your players available, " Smith told BBC Radio 5 Live.
"It's disappointing anytime you don't make the playoffs, " Utah coach Tyrone Corbin said.
"It is disappointing that you spend two months playing in a World Cup to get to a final and, firstly, you can't play 100 overs to complete the match, " said Moody.
Either way it is particularly disappointing when you drill a dry hole such as happened to the partners in the Blueberry Hill side-track well (EXXI was not among them), which found nothing and required a write-down in the quarter, surely a factor in the price drop of the stock.
At first glance, the Dreyfus Greater China fund might look disappointing, until you look at it for the long haul and compare it to one of the main ways the retail investor hops on the China bandwagon, through the iShares FTSE Xinhua China 25 (FXI) exchange traded fund.
The only disappointing thing is when you're 2-0 up and you lose a goal in the 88th minute, it's hugely disappointing.
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But, in analysing its subsequently disappointing economic performance, you fail to draw an important lesson.
If you can live with its tiny number of third-party apps, and somewhat disappointing battery life, it may give you the productivity some miss in other tablets.
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Over on the smaller screen, Kelsey Grammer's heavily hyped return to primetime in Fox's Back to You was similarly disappointing.
And I know it's especially disappointing for a lot of you who worked hard to get your tickets to the event, or traveled or planned to travel a long way at your own expense to be here.
This morning's news that Jaguar Land Rover is to site its new engine plant in Wolverhampton rather than south Wales is "good news for the UK economy" or "obviously disappointing", depending where you're sitting this morning.
It will only mismanage expectations and you could end up disappointing others.
If you can stomach another disappointing list, the Department of Work and Pensions has just published the KPMG report into Remploy factories, including those in Wales.
Any game that you lose 3-0 is disappointing.
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You can also look at today's disappointing industrial production numbers, which showed manufacturing output falling by 0.4% in June.
"Any time you get off to a slow start is disappointing, even more so in a shortened season, " center and captain Jason Pominville said.
The disappointing news has analysts cutting estimates and target prices on Zynga shares, as you might expect.
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You see his favourites always get the games and that's disappointing.
"If you look at this earnings season in general, it's been disappointing, " said Ryan Detrick, a senior technical strategist at Schaeffer's Investment Research.
When you have more than 100 pounds to lose, dieting can be frustrating and disappointing.
If you are a big fan of the sport, it can be a bit disappointing that there aren't any real cars or drivers in this game.
"The trick is how you handle things when things don't go great, " he told Rolling Stone of the disappointing box office receipts.
Factor in Rubens Barrichello's frightening accident, when one of his rear wheels flew off at 180mph, and you wonder how Jean Todt, Ferrari's team director, managed to limit himself to "disappointing" as his word for the weekend.
For that you can thank Novellus Systems, which this afternoon posted mixed results for the second quarter, along with disappointing guidance for the September quarter.
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