These data don't even include people who are in the direst situations: Those who have lost their jobs, stopped contributing to 401(k) plans or shifted to jobs without 401(k) plans.
The ECB's efforts have greatly reduced the possibility of a Lehman-like shock, but policymakers elsewhere still fret about the ability of the Europeans to fend off the direst outcomes, not least because they seem unable to come up with any remedies besides fiscal austerity.