This data springs from such diverse sources as weather, social media posts, digital pictures and videos, purchase transaction records and cell phone GPS signals, to name a few.

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The bearer nature of these digital instruments like the cryptocurrency bitcoin will keep transaction costs low by eliminating third-party processors and counter-party risk.

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And whereas the Post will sell subscriptions directly to readers as an in-app purchase, the News, having no preexisting digital sales apparatus, is forced to let Apple handle the transaction, and take its usual 30 percent cut.

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Another study by comScore concluded that Hispanics are highly engaged with the Internet and new digital technologies and they tend to spend more per e-commerce transaction than non-Hispanics.

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As phones and PDAs become transaction terminals and repositories for valuable information - credit card numbers, personal IDs, digital money, e-keys, bank passwords, even company secrets - much more will be at stake.

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The bitcoin portion of the transaction is accomplished through the use of redeemable coupon codes from the popular bitcoin exchanges that act as digital bearer certificates.

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