This randomized, controlled study showed that Medicaid coverage generated no significant improvements in measured physical health outcomes in the first 2 years, but it did increase use of health care services, raise rates of diabetes detection and management, lower rates of depression, and reduce financial strain.

FORBES: Oregon Health Experiment Shows That Having Health Insurance Is Different Than Being Healthy

Virtually any entity that implements a tip line (either by telephone or web-portal) and commensurate training program will see lower losses and shorter detection times to stop the losses and catch the perpetrators.

FORBES: A Snitch In Time Can Save Employers a Lot of Money

The detection rate by PCR is in line with that reported by Danielson et al but some 400% lower than that achieved by IHC using XMRV specific probes (2, 3).

FORBES: Big Study Linking Chronic Fatigue To Virus May Be Fatally Flawed

Anything lower reduces the expected cost of criminality, without doing anything to improve the probability of detection. (Treating whistleblowers leniently is consistent with this logic: letting them off punishment raises the odds of truth-telling, and therefore of detection.) There are plenty of arguments against ultra-high fines, however.

ECONOMIST: Free exchange