In a fractional reserve banking system, banks are permitted under law to create deposit money out of thin air.
How many policy analysts today would phase out deposit insurance, the discount window, or the TBTF doctrine?
FORBES: Bankruptcies, Bail-Outs & Bail-Ins: The Good, Bad & Ugly Of Bank Failure Resolution
This proposition has proved more controversial than straight-out deposit preference, since it could yet again create legal uncertainties, expensive taxpayer-funded bailouts and bigger risks for depositors in poorer countries.
WSJ: Brussels Beat: Another European Divide: Protecting the Depositors
The idea of a quarter or more of a big bank's deposit base being wiped out is politically unthinkable.
And we're the world-wide leader--in terms of market share--for ATMs. ATMs will continue to evolve, and we will innovate in ATMs. Today, intelligent deposit is being rolled out in New York in a very rapid way and around the U.S. in a very rapid way.
Typically the ultra-cheap loans required borrowers to put down a 40% deposit, which put them out of reach of most first-time buyers.
He had spent a career figuring out how to deposit chemicals very carefully on substrates, first at Los Alamos National Laboratory and later at the semiconductor machinery companies Novellus and KLA-Tencor.
Sheila Bair of the Federal Deposit Insurance Corporation (FDIC) and John Dugan, the Comptroller of the Currency, have fallen out over Ms Bair's deposit-insurance reforms.
The Federal Deposit Insurance Corporation is fast running out of money, thanks to more and more bank failures.
"We need to do more work here to try and find out why this magnificent deposit was placed where it was, " he added.
Fremont General is also seeking a buyer for its subprime operations after agreeing with the Federal Deposit Insurance Corp. to get out of the business.
The Indian press reports that Khan, one of Bollywood's biggest stars, is likely to pay the deposit to ensure the film comes out on time.
American Express ( AXP), issuer of the green charge cards that are synonymous with the expense account life, has long competed against banks and, by some measures, out-earned the deposit-and-loan crowd.
Fremont General (nyse: FMT - news - people ) is also seeking a buyer for its subprime operations after agreeing with the Federal Deposit Insurance Corp. to get out of the business.
The mining of data on how different banknotes move through the economy would make it easy to spot suspicious transactions for example, a large deposit of notes that had been out of circulation for a long time.
Mr. Geithner succeeded in bailing out Citigroup and prevailed over Federal Deposit Insurance Corporation Chairman Sheila Bair.
In morning media coverage, CNBC points out that this is below the deposit insurance threshold and that senior bondholders were skipped.
CreditSights, a research firm, points out that the bank's deposit growth has been stagnant: deposits at its checking accounts grew only 1% in the second quarter compared with the year before, even though the bank has expanded hugely in the meantime.
The major challenges, though, are figuring out a way to produce nanowires and deposit them on solar cells cheaply.
FORBES: A Swedish Solar Startup's Nanowires Promise To Deliver A Big Energy Boost
In theory, in the worst cases, the parts of the banks that are thought to be most important to keeping the rest of the financial system functioning smoothly, for instance their deposit books and payment systems, will be quickly cut out and transplanted into a healthy bank or kept on life support.
People could also enjoy the benefits of taking out a 75% mortgage with only a 5% deposit.
Under a new system being rolled out, you feed checks into an ATM and the deposit receipt comes back with photo images of them.
Despite the increase, deposit rates remain below inflation with the result that funds have surged out of the banks and into stock and property.
Forcing banks back to the short-term debt markets for funding (or even to rely on their own deposit taking operations) is another baby step to getting the banks out of the emergency safety net.
The United Arab Emirates has promised to deposit money in the Central Bank, and Saudi Arabia, which fell out with Jordan during the Gulf war over its forgiving stance towards Iraq, has promised to resume its once-huge handouts.
Voisey's Bay turned out to be as much of a political minefield as a nickel deposit.
He pointed out that carbon emissions are heavy, and finding a place to deposit them will not be easy.
This new payment system also takes the cheapest money out of circulation because it encourages banks to leave more funds on deposit at the Fed rather until they identify a more profitable alternative.
FORBES: The Fed Did Its Job, Now Washington Needs To Come Through With Fiscal Policy
The university this week launched a new safe taxi scheme, which allows students who do not have enough money to get home from nights out during term time to use their matriculation card and signature as a deposit for the fare.
应用推荐