The court told Coventry City FC to top up a deposit fund to cover ACL's unpaid invoices.
As William Isaac, a former FDIC commissioner, notes, the Treasury has been spending the FDIC "deposit fund" on missiles, school lunches, water projects and the like.
Under Dodd-Frank, these larger regional players would contribute larger assessments to the FDIC Deposit Insurance Fund.
These suits maximize recoveries for creditors of the failed bank receivership, including uninsured depositors and the deposit insurance fund.
With this rate of growth, the Deposit Insurance Fund would have to be huge by the end of September 2020.
The agency characterized the transaction as being done on an "open bank basis, " with no risk to the deposit insurance fund.
Any one of them is big enough to sink the Federal Deposit Insurance Fund and require another federal bailout, with but one stupid move.
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If the FDIC had additional funding they could bolster the Deposit Insurance Fund (DIF) and suspend bank assessments for community banks under a total asset threshold.
Keep in mind that the costs of Fannie Mae and Freddie Mac are unlimited through 2012 at least, and that the FDIC Deposit Insurance Fund is essentially broke.
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But as these three banks aren't publicly traded, the Spanish government said it would give the holders of their newly created ordinary shares the option of selling them to the country's deposit guarantee fund.
On the other hand, to prevent people from ever again experiencing the loss of their life savings as banks went out of business, banks are regulated to prevent "unsafe and unsound" business practices so as to protect depositors and the federal deposit insurance fund.
Many argue the euro zone's survival now depends on rapid moves towards full political and fiscal union, with a single European banking supervisor, a common deposit guarantee fund and resolution fund, a central European treasury operation and common issuance of bonds a formidably high hurdle.
In a banking union, eurozone states would pool their resources to act as the insurers or guarantors of last resort for the deposits in eurozone banks and for bailouts of banks that get into difficulties (this would be true, even if banks subscribe to a deposit protection fund, because there would never be enough in this fund to deal with all possible crises).
And a common deposit-insurance fund could also credibly reduce the risk of bank runs in vulnerable countries.
Because the incentives of subordinated-debt holders are closely aligned with those of the deposit-insurance fund (and hence of taxpayers).
Quite apart from the cost to the FDIC's deposit-insurance fund, anything close to that would prove logistically overwhelming for regulators.
Brazil reduced reserve requirements and gave banks and its deposit-insurance fund incentives to buy up the loan portfolios of smaller banks.
Depositors in other countries, who were entitled to compensation from the Icelandic deposit-insurance fund, found that the pot in Reykjavik was too small to pay them when the banks went bust.
But if you have less than five years before your kid sits down to freshman composition, a risk-free certificate of deposit, money market fund or even a traditional savings account is a better bet.
Financial institutions fund the Federal Deposit Insurance Corporation, which serves as an insurance policy for bank depositors.
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They would also like to see a joint bank deposit guarantee scheme and a fund for winding down banks.
Banking integration presents fewer political and legal problems if banks (not taxpayers) pay into a European fund to provide deposit guarantees.
Be aware that taking money out of a retirement account or selling securities at a sizable taxable gain rather than pulling cash from a certificate of deposit, money-market fund, savings or checking account could result in higher taxes on Social Security benefits if it bumps income above a certain threshold.
Having a commercial bank would boost Morgan Stanley's efforts to use its balance sheet to attract more investment banking business, bring it a cheap source of deposit gathering and also bring it a fund-processing business.
The mutualisation of risk may have to encompass a euro-zone bank-resolution fund as well as a joint deposit-insurance scheme.
Investments are varied and carry different risk - you can leave your pension money sitting in a deposit account, you can use your entire fund to buy shares in one company or you can go out and buy a commercial property that you can then rent back to your business.
The President's proposal would reduce the debt borrowed from the public, and deposit assets of an equal amount in the Social Security trust fund.
However, German Finance Minister Wolfgang Schaeuble said he and the International Monetary Fund had been in favour of "respecting the deposit guarantee for accounts up to 100, 000" euros.
That would take the shine off the Dow Jones index, which has risen 25% in the past year, and convince many American fund managers to exit Asia for safer returns in deposit-bearing investments at home.
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