Premerger, HP and Compaq had more than a thousand locally set policies on such things as rebates for customers and dental coverage for employees.

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The Land of Lincoln was only the latest cash-strapped state to scrap dental coverage under Medicaid, joining the likes of Pennsylvania, Massachusetts, California, and Washington.

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Good vision and dental coverage are essential for every human being.

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Among the benefits slashed was dental coverage for adults.

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Logically, if people are losing their jobs they are also loosing benefits, dental and healthcare coverage.

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These include extra drug coverage, dental benefits, etc.

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For example, Adobe Systems Inc. in San Jose posts its employee benefits online, including deductibles for medical and dental insurance, payroll deductions for optional coverage and details about its sabbatical programs, 401(k) plan, profit sharing and employee stock purchase plans.

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Medical, dental, and life insurance plans, which have varying levels of contribution and coverage to elect, are usually non-negotiable.

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"Aging boomers are accustomed to having coverage, " points out Evelyn Ireland, executive director of the National Association of Dental Plans.

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