Variable annuities are a form of life insurance that includes a lump-sum death benefit and tax-deferred investments, often mutual funds, which are supposed to provide income during a client's lifetime.
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The purchase may be made outright (lump sum) or through a series of deferred (installment) payments.
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Deferred compensation plans, meant as retention incentives, give executives a lump sum after a specified number of years on the job.
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