Indeed, the banks treat them with extra suspicion, since they were among the worst loan-defaulters.
ECONOMIST: The problems of plugging a square economy into a round world
Still, Mr. Collinge underplays the extent to which defaulters bear responsibility for their plight.
To persecute them along with malicious defaulters would serve neither justice nor the economy.
The list highlights "deliberate defaulters" who were found during investigations by HMRC into affairs conducted after April 2010.
It has long been evident that Pakistan needs to export more, improve tax collection and pursue bank-loan defaulters.
Retail investors are learning the hard way that, even after Enron, there are plenty of other potential defaulters.
ECONOMIST: How Enron and Argentina have unsettled Japanese investors
Some of the defaulters have cited budget constraints but others blamed the country's bureaucracy for the failure to pay.
BBC: Threat to cut electricity to Afghanistan's central jail
When defaulters' property can be traced inside Pakistan, it often turns out that the country's two-year-long recession has reduced its value.
The belief is that with more dollar-cash on everyone's balance sheets, banks will be less fearful of lending money to potential defaulters.
She questioned why fine defaulters were being sent to prison, adding to overcrowding, when powers were not being used to recover money.
All too often in history countries have been allowed to become serial defaulters without suffering that much in the way of penalty.
ECONOMIST: The Iceland saga is a harbinger of crises to come
Of the 99 serial defaulters, 55 no longer have actively traded equity.
Their cars are not clamped, Stormont's Department for Regional Development (DRD) does not employ debt collectors and defaulters do not face court proceedings.
The power utility said that in some cases it could not even take action against the defaulters as larger public interest was involved.
BBC: Threat to cut electricity to Afghanistan's central jail
Both Venezuela and Russia figure in our gallery of defaulters.
But he notes that among the big defaulters are a few connected with the last military regime of Zia ul Haq, which ended in 1988.
Businessmen are urging banks to distinguish between innocent and guilty defaulters.
Mr Alimi said the ministry of justice, which administers the prison, and the ministries of information and culture, higher education and communications were the other big defaulters.
BBC: Threat to cut electricity to Afghanistan's central jail
Worse, says John Ott, at McKinsey, the average Hong Kong consumer in default owes 55 months of his income American defaulters, by comparison, owe an average of 21 months.
Until Russia defaulted on its debt last August, most investors and traders thought it unlikely that defaulters' debt would trade much lower than 20-30 cents in the dollar.
Strategic defaulters also wreak havoc in down markets.
FORBES: Avoid Foreclosure: Properly Handling An Underwater Mortgage
Under the new plan, called the Managing Deliberate Defaulters (MDD) scheme, anyone who evades tax will also have their financial affairs watched closely for up to five years to make sure they do not re-offend.
On the other side of the coin are serial defaulters such as Greece, which according to authors Carmen Reinhart and Kenneth Rogoff has spent more than half of its existence since independence in 1829 in a state of default.
But the government definition of default is wrong, argue the for-profit colleges, not least because it counts as defaulters students who have joined a temporary interest-only payment scheme offered by the government to help ease the transition from student to worker.
Polls found that up to 80% of Spaniards had some sympathy with the peaceable young protesters, who have called without much controversy for a reform to Spain's voting system to allow smaller parties to break the current duopoly, an end to political corruption, mercy for mortgage-defaulters and a bit of a biffing for bankers.
应用推荐