It pointed out that most users retain default options and were likely to be leaving themselves at risk.
Some apps, he said, will likely become baked-in default options, depending on circumstances, or will be suggested by the search engine.
The short-term risk to the company would actually be quite low, because research shows that users in all kinds of situations overwhelmingly choose default options.
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One reason for the growth: They are among the few permissible "default options" in many retirement plans, so investors may have their savings in target-date funds without actively choosing them.
As the experience of many countries shows, sensible practices come into being only when the population being cared for is large enough to make it worthwhile to keep decent records and devise sound default options.
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You've read about default rates rising on federal student loans, and it's all true, but perhaps as dangerous to taxpayers is the exploding opportunity in recent years for borrowers to choose debtor-friendly repayment options while technically avoiding default.
The CSPI recommendations include offering more fruit and vegetable options and making those the default side dishes with every children's meal.
It is up to Barack Obama to make a final decision based on the options presented by the panel, but none of the options considered viable includes the default path, the shuttle-derived Ares I rocket and Orion spacecraft, to service the space station.
Charlie Ledley and Jamie Mai, two investors with a penchant for finding mispriced options, reckoned that credit-default swaps on mortgage-backed bonds were just too cheap a trade to pass up.
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Prior to the enforcement of IRC 409A, many companies might have used a default discount such as 80% for the pricing of options.
For Greece, the reality is that all the options from this point are bad, but default only looks like the obvious worst option when you don't bother to compare it with the realistic alternatives.
The feature is also disabled by default, so you'll need to venture into Internet Options to turn it on.
This fate was one of the few options left for the middle class when the 2001 sovereign default hit.
Its options start to narrow down to forced austerity, inflation or default.
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Additionally, the new user interface has default settings ideal for a majority of users, with expert mode control options for enthusiasts and power users.
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The options laid out so far for restructuring Greek debt would constitute such a default, it said.
Things are, by default, a bit more finger-friendly than your average Windows desktop, with bigger buttons and menu options.
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