The good news here is that Google isn't going to be strewing your personal files all over the Internet as banner ads, as the terms of service alone might suggest, provided the files have some privacy settings, as they do by default -- viewable only to friends, for instance.

CNN: STORY HIGHLIGHTS

Credit default swaps for a number of French banks, for instance, are costing more than they did in the fall of 2008.

FORBES: Lehman Now Looks Like A Piece Of Cake

For instance, companies, like consumers, are more likely to default on loans during times of recession.

FORBES: How To Spot A Company About To Default Again

Cell phones, for instance, the major target of wiretapping, have their wireless signals encrypted by default.

FORBES: Encryption Can't Stop The Wiretapping Boom

It ignored, for instance, the rise of risky, exotic new financial instruments, primarily credit-default swaps.

FORBES: Magazine Article