Turner Sims Concert Hall and John Hansard Gallery both received more money but, taking into account current and expected rates of inflation, the real value is a decrease.
In order to decrease debt, the small market teams are proposing a more complex system, which takes into account the fact that many fans support one of the big teams but also support their local team.
Regulators say holding back a small amount of customer cash would decrease the amount of capital that firms would have to hold in reserve and compare the idea to a minimum account balance required by banks.