Out of 9, 734 consumers surveyed, 49% of the respondents regularly purchased items with a debit card.

FORBES: Consumers' Debit Card Spending Patterns: Reactions to Bank of America and the "Law of Unintended Consequences"?

Paying for items with a debit or credit card has removed the pain of handing over cash, which makes it easy to give in to impulse purchases and overspend.

FORBES: Smart Phones Helping Consumers Manage Their Money