He and partner Dave Edwards decided affiliating with a brand could make all the difference in the world.
Toshack blamed a lack of consistency in his side and the loss of Aaron Ramsey, Joe Ledley and Dave Edwards from his midfield.
He was unhappy that Luton's administrators agreed to sell captain Chris Coyne to Colchester and midfielder Dave Edwards to Wolves without his knowledge.
Zewlakow scrambled the ball away, but from the resulting corner Arsenal stopper Fabianski had to get down smartly to his left to palm away Dave Edwards' goalbound shot.
Wales, giving 21-year-old Dave Edwards his first start, made a composed start and quickly began to keep possession confidently - a feat they managed consistently for the rest of a outstanding first half.
Wolves midfielder Dave Edwards, enjoying a rare start, went close with a dipping effort at the end of a disappointing first-half for Wales where the hosts lacked penetration, urgency and a cutting edge.
There could have been late drama when Sami Hyypia's mistake gifted the ball to Dave Edwards in the Finland box but Bolton keeper Jaaskelainen reacted quickly to deny him and Wales who will finish fourth in the group.
Wales had two half-chances to get back on level terms before the break, as Craig Bellamy fired over from a tight angle with team-mates hoping for a cross, while Dave Edwards just lacked the pace to finish Gabbidon's through-ball.
CNN's George Howell, Joe Sutton, Dave Alsup and Meridith Edwards contributed to this report.
The others: Buddy Roemer (D) in 1987, Dave Treen (R) in 1979, and Edwin Edwards (D) in 1971.
And Bluebirds boss Dave Jones launched a stinging attack on the promising young full-back after Matthew converted Carlos Edwards' cross into the back of his own net to give Ipswich the lead at Portman Road.
BBC: Cardiff full-back Matthews signs pre-contract at Celtic
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