City officials say the data collected during the application process will be kept confidential.

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In each phase, from planning and assessment to implementation, several factors must be carefully considered, including technical infrastructure, process, application, change management, data management and project management.

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With this API in place we'll be able to decouple the presentation and data layers of the application and build a new, streamlined signature process.

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But using it in the life-insurance application process would "raise questions" about whether the data would be subject to the federal Fair Credit Reporting Act, says Rebecca Kuehn of the Federal Trade Commission's division of privacy and identity protection.

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