The two courses at Grayhawk, a deluxe 36-hole daily-fee facility here, are typical of where overseeding stands today.

WSJ: Why Brown Is the New Green | Golf Journal by John Paul Newport

"I'm not saying you should buy a new insurance policy for that purpose, " cautions Glenn Daily, a fee-only insurance consultant in New York.

WSJ: Turn Life Insurance Into an Investment

The move comes months after Microsoft agreed to pay the BBC a fee to use some of its online news stories within its Windows 8 desktop Bing Daily news app.

BBC: Microsoft's Windows Phone platform to get BBC's iPlayer