For many, this is a revelation: Banks are in business to make money and customers have to pay interest on the balance if they miss the due date.
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The second challenge is the balance between the amount OpenGamma can charge for its subscription and the number of customers that will pay.
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The bank said customers should bring photographic identification and account details (account number and sort code) and a pay-slip if the balance did not reflect any salary payments.
BBC: Ulster Bank sign
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