But as these networks reach critical density, the rate of uptake will pick up.
The Policy Paper is particularly critical of the slow rate of aid disbursement through a pooled donor fund.
Democrats have always been critical of federal interest-rate subsidies to private lenders, which is how student loans are organised.
And the timing could not be more critical, what with the unemployment rate for young military veterans having recently risen as high as 27 percent (nearly three times the national average) and CBS News 60 Minutes reporting that the difficult adjustment to work and home-life, plus present economic realities, are contributing to a growing homelessness rate among veterans.
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In order to better inform the public, Nairobi broadsheet the Daily Nation has produced a dedicated election site focusing on the candidates, and Mzalendo, developed in partnership with mySociety, enables voters to rate their candidates and access critical information on MPs and parliamentary proceedings.
Madden NFL 13, which features MegaTron Calvin Johnson on the cover (see video below), broke records for day one retail sales, day one online usage rate and is enjoying the best critical acclaim it has seen in years with review scores across the spectrum scoring high.
If a second-rate exchange is first to attract a critical mass of trading, even a better trading system may fail to wrest business away.
Still there was some good news as the overnight London interbank offered rate (LIBOR)--a critical measure of credit availability-- fell to 2.47%, from 5.09%, on Thursday.
It is much more critical in determining interest rates in the economy such as banks' prime lending rate.
The questionnaire asked the women to rate how characteristic such faults as being moody, childish, emotional, thoughtless and critical were of their mate.
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Separately, Bloomberg reports that the Maestro himself, Alan Greenspan, is so concerned about a sudden sharp increase in interest rates that every day he checks the rate of the 10-year note and 30-year bond calling them the critical Achilles heel of the economy.
And demand is unlikely to be a problem given the current low-rate environment, though stricter diligence, from lenders, investors and regulators, will be critical to prevent a repeat of the last crash.
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While Bernanke's rate cuts threaten to drive the dollar lower and hike inflation, it's more critical that he avoid the dangers to the economy from the credit-driven meltdown, says Jeffrey Rosensweig, an economist at Emory University.
Add to that a high crime rate, minimal cultural life, relatively high business costs for the area and a loss of critical wage-earning residents ages 25 to 44--and you end up being ranked 144 out of 150 among our Best Places.
Indeed, the majority of respondents rate Mr Bush's economic record as very bad, and Republican respondents are only slightly less critical.
With the benefit of hindsight, most economists have been critical of the August 2001 deal for Argentina, which simply postponed rather than prevented the collapse of the exchange-rate peg with the dollar and, with it, the country's banking system.
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