Just as it costs less to buy something with cash than it does to buy it on credit, it costs society less to pay for its government upfront.
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The total cost to society of a credit hour of instruction at for-profit institutions is vastly lower than at not-for-profit schools.
But certainly, starting with housing, we had people giving out loans that probably should not have been given out to a certain segment of the society that weren't credit worthy.
"For that all credit must go to Milton Keynes Amateur Radio Society, " said Mr Clark.
Kirsty's Visa credit card was issued by the Nationwide Building Society.
Seoul is a largely cashless society, with many people using debit and credit cards.
"To give David Moyes credit - it's a leap of faith, " Society member John Shearon told BBC Radio Merseyside.
With some justice, Mr Turabi can claim credit for having maintained this veil of civility in a traumatised society.
But he also feuded with others in the Royal Society, such as Robert Hooke, when they tried to claim joint credit for discoveries they had made with Newton.
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The existence of the potential for abuse, however, is no more an indictment of credit derivatives generally than it is of the stock market or any other useful tool of society than can sometimes be abused.
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However, a bad credit score is not a life sentence, said Ted Daniels, founder and president of the Society for Financial Education and Professional Development.
In an eerie glimpse of what a cashless society enables, the government of Argentina has taken the drastic step of mandating banks to report every credit card purchase to the tax authorities, AFIP.
For his test, the study used the three-year period from November 1 of the year after the previous election through October 31 of election year based on the logic that society tends to judge a President by change during the bulk of the presidential term, while assigning credit or blame for the start of the first year to his predecessor.
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