In the VantageScore credit rating scale, consumers with a score lower than 700 on a scale of 501-990 are considered non-prime borrowers.
One proposal calls for a sliding-scale tax credit for Americans who need help affording coverage.
The Fitch report also identified another avenue of large-scale "credit leakage" whereby banks use a type of repurchase agreement to avoid recording discounted bills a type of trade finance on their balance sheets.
Aside from national security and public safety, what is the number one service provided by the government without which there would be no capitalism, no banks, no stock market, no credit, no large scale enterprises, and no modern economy at all?
It even uses the same scale as the credit score companies (up to 850).
This is an important number because it shows that we can adhere to our mission, control credit quality and still build scale.
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The classes, which typically are free and not for credit, enable large-scale participation via the Web to a range of courses from math to photography.
Lehman Brothers' demise transformed an already bad situation in the credit markets into a full-scale crisis.
The report recommends beefing up the California tax credit so it includes large-scale productions that are currently not covered.
"Given the scale of the global credit card networks, it is almost impossible to detect every kind of attack, " he said.
These days, government spending is almost never uncontroversial - not the bank recapitalization, not the cheap credit for small- and medium-scale enterprises, not even the subsidized food and employment programs.
On a smaller scale, think about your credit cards that started with low interest rates that zoomed to 30% during the recent banking crisis if you were late with a payment.
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On a larger scale, Low Income Housing Tax Credit (LIHTC) funds like this one could potentially help the economy by spurring real estate development and investment.
Among other things, Mr Clement suggests slashing taxes and red tape for small-business start-ups and for self-employed people at the bottom end of the wage scale, as well as easier credit for all Mittelstand firms.
The left scale shows how much exists in outstanding credit default swaps.
The market for cosmetic surgery extends surprisingly far down the income scale, thanks to readily-available credit (nips and tucks can often be paid for in ten instalments).
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Much less certain subprime cash flows from borrowers often with very poor credit were apparently an easy mountain for Wall Street to scale.
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More worryingly, detailed biographical information can be used by fraudsters to commit full-scale identity fraud or divert financial information and credit cards to another address.
Credit Suisse has published a report that tries to quantify the scale of hidden, or unreported, income in China.
Credit.com also offers a Vantage score adjusted to a scale up to 850, to be more comparable with FICO scores.
China may not have liberalized its financial sector on the same scale, but it has managed to create a credit storm nonetheless.
In Africa, the corporate citizenship programs for companies like Shell, De Beers and Monsanto consist mostly of small-scale social projects like health clinics or micro-credit schemes.
Still, in no small measure, the miraculous feat of five-plus years without a large-scale, lethal terrorist incident in America is a credit to those who on the frontlines of the home front in this War for the Free World.
European regulators, in particular, were worried that American banks would be given an edge if there were more gradations in the scale, since so many more companies in America have credit ratings.
Such a downgrade, or future downgrades, could force a large scale liquidation of these holdings due to changes in the underlying credit quality.
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By manipulating interest rates on such an unprecedented scale the Federal Reserve has effectively destroyed the ability of our credit markets to genuinely price the borrowing and lending of money.
You can credit different customs, as well as a service industry with a different wage scale.
Much in the same conceptual way as bad debt is repackaged as an attractive investment at scale ( remember how that turned out?), a terminally credit-fueled economic culture allows us to routinely take on debt based on our fears and to feel that we are spending what we have borrowed on chasing our hopes.
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The fees are particularly essential for credit unions: far smaller than banks, they cannot take advantage of economies of scale to reduce the cost of servicing their customers.
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