For instance, in 2002 Moody's acquired KMV, the global leader in provision of objective and quantitative credit risk assessment tools.

FORBES

Moody 's ( MCO - news - people ) acquired KMV, the global leader in provision of objective and quantitative credit risk assessment tools.

FORBES: Rating Agencies Should Get A Death Sentence

Going forward the bank should actually apply the Equator Principles, a voluntary credit risk management framework with a set of guidelines for environmental and social risk assessment in sustainable project finance activities.

FORBES: Is JPMorgan Chase America's New Bad Bank?

Any assessment of the degree of SME credit risk relies on deep knowledge of the borrower.

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The second choice is to take bolder action--we abolish the "Nationally Recognized Statistical Rating Organization" status that credit ratings firms currently have (as provided by the U.S. Securities and Exchange Commission) and open up the way for competition that encourages the growth of new and diverse types of credit assessment firms that cater to investor needs with objective and dynamic measures of risk.

FORBES: Rating Agencies Should Get A Death Sentence

TruSolar is working to standardize risk assessment and develop scores for each solar project that would be similar to a credit rating, thereby streamlining the entire development and financing process.

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